What We do not Cover?
In terms of the 2007 Act The Fund compensates any person who is injured or dependants of those killed in a road crash irrespective of whether or not the driver was at fault. The Fund compensates only for Medical Expenses and Rehabilitation, Funeral Expenses, Loss of Earnings, Loss of Support and Incidental Expenses.
The Fund does not cover for shock or other nervous or physical trauma induced in any person who witness, hear, or become aware of a road crash. Also, the Fund does not cover for loss of business profits or investment, replacement of staff.
The Fund will also not compensate on a fraudulent claim. Where a road crash occur in a restricted area e.g. aerodrome, mining area, etc, the Fund shall not compensate.
Under the 2007 Act, medical and rehabilitation compensation for visitors to Botswana shall only be availed whilst one is within the country. Loss of Earnings and Loss of Support is not payable to visitors or their dependants.
A claim for compensation is limited to 1 Million Pula per Claimant. A negligent party’s claim is limited to P 300,000.00 for medical and rehabilitation. A computation for a claim for Loss of Earnings or Loss of Support shall be limited to a maximum monthly income of P 6,000.00.